Call Us: 954-967-4441

M.A.R.S. Audio 800-419-0953

VISA Credit Cards

The Credit Union offers a Visa credit card with low interest rates. SUN Credit Union's Visa is an excellent value, offering the following benefits:

  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee AND it's the same rate for cash advances as purchases (not a higher rate like some other cards).
  • No rate increases for late payments
  • Online balance and transaction account access.
  • 25 Day Grace period on purchases
  • Earn Valuable Rewards Points with each purchase made with our Visa Platinum Rewards card.

With the Visa Platinum Rewards Card - Every time you use your SUN Visa® credit card to make a purchase, you’ll earn valuable points redeemable for brand name merchandise and exciting travel rewards. Airline tickets, hotel rooms, electronics, jewelry – choose from over 500 rewards!

EScoreCardarn 1 point for every $1.00* you spend!

Reward Catalog

If you don’t have a SUN Visa® credit card Apply Today! Start enjoying earning back some of what you spend every time you’re filling up the gas tank, dining out, buying groceries or shopping at the mall. Every purchase adds up quickly to make your SUN Visa® card more rewarding than ever!

Brand Name Merchandise & Exciting Travel Destinations
camera, cookware, gold clubs and a watch Travel destinations - Golden Gate Bridge, Eiffel Tower, Grand Canyon and Niagra Falls
*RETAIL PURCHASES, DOES NOT APPLY TO BALANCE TRANSFERS OR CASH ADVANCES
**Your SUN Visa Credit Card number will be required to view points in the travel section

Fill out an application today, and you can have your own Visa card within days! 


IMPORTANT CREDIT CARD DISCLOSURES

The following disclosure represents important details concerning your credit card. The information about costs of the card are accurate as of October 28, 2015. You can contact us toll free at 1-800-338-0566, to inquire if any changes occurred since the effective date.

Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases & Balance Transfers

VISA PLATINUM
3.99% Introductory APR for 6 months.
After that, your Standard APR will be
8.90% - 16.90%
depending on your credit history.

VISA PLATINUM REWARDS
3.99% Introductory APR for 6 months.
After that, your Standard APR will be
9.90% - 17.90%
depending on your credit history.

VISA PLATINUM SECURED
14.90%

APR for Cash Advances

VISA PLATINUM
8.90% - 16.90%
depending on your credit history.

VISA PLATINUM REWARDS
9.90% - 17.90%
depending on your credit history.

VISA PLATINUM SECURED
14.90%

Paying Interest

Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the date the cash advance or balance transfer is posted to your account.

Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50.
For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

Fees

 

Fees to Open or Maintain your Account
- Annual Fee:
- Application Fee:


None
None

Transaction Fees
- Balance Transfer:
- Cash Advance:
- Foreign Transaction:

None
None
1.00%
of each transaction in U.S. dollars

Penalty Fees
- Late Payment:
- Over-the-Credit-Limit:
- Returned Payment Fee:


Up to $25.00 if your payment is late 10 days or more.
None
Up to $29.00 if your payment is returned for any reason.

How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”

Loss of Introductory Rate: We may end your Introductory Rate and apply the standard APR disclosed above if you make a late payment.

Call Us: 954-967-4441          Fax: 954-967-4440          M.A.R.S. Audio 800-419-0953          Routing Number 267078707