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Call Us: 954-967-4441

M.A.R.S. Audio 800-419-0953

Effective Date 1/1/11

FACTS

WHAT DOES SUN CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and income

  • Account balances and payment history

  • Credit history and credit scores

When you are no longer our member, we continue to share your information as described in this notice.

 

How?

All financial companies need to share members’ information to run their everyday business. In the section below, we list reasons financial companies can share their members’ personal information; the reasons SUN Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your information
Does the Credit Union share?
Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes -
to offer our product and services to you

YES

NO

For joint marketing with other financial companies

YES

NO

For our affiliates’ everyday business purposes -
information about your transactions and experiences

NO

We don't share

For our affiliates’ everyday business purposes -
information about your creditworthiness

NO

We don't share

For our non-affiliates to market to you

NO

We don't share

 

Questions?

 • Call (954) 967-4441

 

What we do

How does SUN Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does SUN Credit Union collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Make deposits or withdrawals from  your account
  • Provide account information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights limit sharing.


 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • SUN Credit Union has no affiliates
 

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • SUN Credit Union does not share with nonaffiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance providers

 

Call Us: 954-967-4441          Fax: 954-967-4440          M.A.R.S. Audio 800-419-0953          Routing Number 267078707