SUN Credit Union offers a wide variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are Federally Insured by NCUA to at least $250,000, which means that your money is safe!
Take a look at the different types of accounts we offer, and contact Member Services if you would like more information.
Your primary share account is your savings account at SUN Credit Union. Your minimum deposit represents your ownership in the Credit Union. Our Share Accounts offer excellent dividends as well.
Below are some additional resources to help you further understand how your money in insured at SUN Credit Union.
How Your Accounts Are Insured
A summary brochure that provides an overall description of NCUSIF Share Insurance
NCUA Share Insurance Estimator
An online calculator that allows you to input data to compute the amount of NCUSIF coverage available under different account structure scenarios.
Your Insured Funds
This comprehensive brochure contains a detailed discussion of all available types of coverage offered by the NCUSIF, along with examples illustrating how the coverage actually works in practice
Christmas Club Accounts
Want to save for the holidays? Then a Christmas Club Account is for you! This account pays dividends, and can be setup with automatic transfers from your other accounts or payroll deduction.
The Christmas Club Account pays out the accumulated balance the first week in October each year, just in time for holiday shopping. If your interested in starting one, contact our member service department.
A Capital Account offers a high rate of interest on a share balance of $2,500 or greater. Dividends on this account are compounded daily and paid monthly. This account offers higher dividends than a traditional Share Account, with easy access to your funds, and government insurance on all balances to at least $250,000.
Contact our member service department today to open one.
SUN Credit Union offers a variety of certificates that can help meet your investment needs. With terms from 3 to 60 months, with minimum deposits as low as $1,000, we have a certificate that matches your needs. As of November 1, 2008 all CD will compound the interest earned.
Also, check out our special rates on Jumbo Certificates (minimum deposit of $90,000).
It's never too early to start planning for your retirement. SUN Credit Union has many options to meet your needs. We offer several types of IRA accounts that pay an excellent dividend, including:
- Traditional IRA
- Roth IRA
- Educational IRA
Retirement Account protection is separate and apart from insurance coverage on other credit union accounts, providing you with additional protection. IRA accounts are insured separately from the share account up to $250,000.
SUN CU offers Business Accounts (savings & checking) for a monthly service fee of $10.00.
All signers on the account must have a good checking account history and may not appear on the government OFAC list or have a ChexSystems record.
SUN also offers added benefits to business account through our Member Discounts program which may allow them to take advantage of free advertising in our lobby and via online. See our Business Partners Extra information.
Click here for our checklist for open a Business Account with SUN CU