Say Yes to the Getaway You Deserve

Make sunny memories—not financial stress—with a vacation loan as low as 6.95% APR¹.

When was the last time you truly unplugged?

Not the kind where you’re still answering emails from a beach chair but the kind where you’re fully present, belly-laughing with your kids, or watching the sunset without a single thought of your to-do list.

Life moves fast. And too often, our vacations take the backseat to “maybe next year.” But what if this was the year you said yes?

Yes to the family trip they’ll remember forever.
Yes to the girls’ getaway you’ve postponed three summers in a row.
Yes to making your dream destination a reality—not just a screensaver.

SUN Credit Union Vacation Loans

With a SUN Credit Union Personal Vacation Loan, you don’t have to choose between peace of mind and a passport stamp. You can do both…on your terms.

Fixed Rates as low as 6.95% APR¹
Borrow up to $10,000
Terms may vary, not to exceed 60 months
No early repayment penalties

Whether you’re heading to the mountains, the keys, or just finally renting that Airbnb with the private pool—we’re here to help you say yes.

Apply now and pack later. The world is waiting.

Why Choose SUN Credit Union?

We’re the hometown team that turns big dreams into easy realities. As a not-for-profit cooperative, we return earnings to members through lower rates—like our vacation loan—fewer fees, and personal service that knows you by name. Membership is simple: work for one of our partner groups or become eligible with a quick $10 donation to a local charity, then open your account online in about 10 minutes. From sun-soaked savings to smart budgeting tools, you’ll have everything you need to book the trip, hit the beach, and keep your finances cruising long after the vacation ends.

(Select Unsecured Loan from the Loan Type menu)

¹APR=Annual Percentage rate. Fixed rates as low as 6.95% APR. Maximum loan amount $10,000 with loan terms that may vary, not to exceed 60 months. Example Payment: A $10,000 loan at 6.95% APR for 60 months would result in an estimated monthly payment of $198.08. Minimum loan amount is $500.00. Subject to underwriting guidelines. Must meet credit union eligibility requirements. This promotion cannot be used to pay off SUN Credit Union debts.

Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration. Equal Housing Opportunity. Copyright 2024 SUN Credit Union. Cookies are used on this website to improve functionality and performance and to analyze traffic to the website.

1 Annual Percentage Rate (APR) = Annual Percentage Rate. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.

2 Annual Percentage Yield (APY) = Annual Percentage Yield. Rates may change at any time without prior notice after the account is opened. Fees may reduce earnings. APY determined at time of funding.

Membership qualifications and account opening required for all products and services. Minimum credit or risk score may be required to qualify for products and services.