It’s that time of year, again, when those of us with high school seniors have daunting decisions at hand. College acceptance letters are rolling in and, naturally as parents, our thoughts turn to finance. For those of us with seniors heading off to college next year, our planning days are near an end and implementation is at hand.
For many folks, saving money can be a daunting task, but in truth, it does not have to be complicated. Fortunately, there are many tools available to simplify this task. One of the current favorites is the 52-Week Money Challenge.
Your credit report is one of the most important documents that your credit union will be reviewing when you apply for a mortgage. Your credit history is reviewed to determine your “credit worthiness” as part of the loan approval or “underwriting” process.
When you are purchasing a new home, refinancing your existing home, or simply taking a home equity loan, one of the key questions that any lender has to ask concerns the value of your home.
If credit card payments make up a big portion of your expenses, paying off debt might be one of the first ways you can save money. High-interest credit card debt is expensive to keep around. That’s probably why more than 30% of New Year’s resolutions are related to getting out of debt and saving money, so 2019 is your year to get out of debt! Here are some tips on how you can make a successful resolution to become debt free.