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Share Accounts Learn more
Product |
APR1 |
Min Balance |
|
Savings: Personal, Youth, Business (Paid Quarterly) |
0.15% |
$100 |
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| Capital Account | 0.46% | $2,500 | |
| (Paid Monthly) | 0.51% | $10,000 | |
| 0.61% | $50,000 | ||
| Christmas Club (Paid Quarterly) |
0.15% |
$0 |
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| Individual Retirement Account (IRA) (Paid Quarterly) |
0.51% |
$0 |
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| Escrow Checking (Paid Monthly) |
0.15% |
$0 |
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Certificates of Deposit (CD) Learn more
Standard Certificates |
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Term |
Dividend Rate |
APY1 |
Min Balance |
|
| 3 Months | 2.481 | 2.51 | $2,000 | |
| 5 Months | 4.899 | 5.01 | $1,000 | |
| 6 Months | 4.899 | 5.01 | $2,000 | |
| 12 Months | 5.175 | 5.30 | $2,000 | |
| 24 Months | 3.938 | 4.01 | $2,000 | |
| 36 Months | 3.551 | 3.61 | $2,000 | |
| 60 Months | 3.648 | 3.71 | $2,000 | |
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Term |
Dividend Rate |
APY1 |
Min Balance |
|
| 3 Months | 2.510 | 2.54 | $90,000 | |
| 5 Months | 4.927 | 5.04 | $90,000 | |
| 6 Months | 4.927 | 5.04 | $90,000 | |
| 12 Months | 5.204 | 5.33 | $90,000 | |
| 24 Months | 3.967 | 4.04 | $90,000 | |
| 36 Months | 3.580 | 3.64 | $90,000 | |
| 60 Months | 3.677 | 3.74 | $90,000 | |
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1APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates and terms subject to change without notice. $5 minimum share balances required. Fees could reduce the earnings on accounts. Early withdrawal penalties may apply. |
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Effective December 1, 2023
Auto Loan Rates Learn more
Product |
APR as low as1 |
Terms |
|
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New/Used Auto: Mileage up to 100,0002 |
4.49%* |
up to 36 months |
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5.24%* |
up to 60 months |
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5.99%* |
up to 72 months |
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4.99% |
Subject to Appraisal |
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Lease Alternative (Driving Sense)4 |
7.24% |
up to 60 months |
Boat, Motorcycle, and RV Loan Rates Learn more
Product |
APR as low as1 |
Terms |
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| 1APR = Annual Percentage Rate. 2New/used automobile loans up to 10 years from current 3Classic/Vintage automobiles manufactured greater than 25 years up $50,000. 4New or used vehicles up to 5 calendar years old qualify. *Rate includes a .50% rate discount. To qualify, the vehicle must be hybrid, electric, or fuel efficient with combined MPGs ≥ 35. | |||
Effective December 1, 2023
Personal Loan Rates Learn more
Product |
APR as low as1 |
Terms |
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Personal Loan - Share Secured |
Share rate plus 3% (variable) |
up to 120 months |
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| 1APR (Annual Percentage Rate) | |||
Effective December 1, 2023
Home Loan Rates Learn more
Product |
APR as low as1 |
Terms |
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1Primary residence owned by the member(s). 2*APR = Annual Percentage Rate. Introductory Rate for the first 12 months is 5.99% APR. Thereafter, the Home Equity Line of Credit will revert to a standard rate as low as Prime minus .25% with a floor rate of 4.00% and a maximum rate of 18%. Rate discounts apply. Maximum rate change in 12-month period is 2.00% APR. HELOC APRs are variable and indexed to the Prime Rate as published in the Wall Street Journal. The Introductory Rate Period begins on the date of account opening. The Standard Qualifying Interest rate is based on creditworthiness, loan-to-value, and debt-to-income ratio. Combined loan-to-value may not exceed up to 90% for homes in designated areas, all others up to 80%. Primary residence, first or second lien owned by the member(s). Minimum six months ownership. Loan is subject to credit union eligibility, underwriting guidelines and conditions. Closing costs are borrower responsibility; may be financed into the loan. Property valuations are mandatory, rates may range from $75 - $550. Promotional Offer is subject to change or end without notice. This promotional offer is only available for new loans. Consult your accountant for any tax benefits, if applicable. |
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Effective December 1, 2023
Visa® Credit Card Rates Learn more
Product |
APR starting at1 |
APR up to1 |
|
Platinum |
8.90% |
16.90% |
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| Plainum Rewards | 9.90% | 17.90% | |
| Platinum Secured | 8.90% | 8.90% | |
Apply Today! |
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| 1For complete rates and terms, review the SUN Credit Union Visa® Disclosure. | |||
Effective January 1, 2023