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Sun Credit Union

Share Accounts     Learn more

Product

APR1

Min Balance


Savings: Personal, Youth, Business
(Paid Quarterly)

0.15%


$100


Capital Account 0.46% $2,500
(Paid Monthly) 0.51% $10,000
  0.61% $50,000

Christmas Club
(Paid Quarterly)
0.15%

$0


Individual Retirement Account (IRA)
(Paid Quarterly)
0.51%

$0


Escrow Checking
(Paid Monthly)
0.15%

$0



Certificates of Deposit (CD)     Learn more

Standard Certificates

 

Term

Dividend Rate

APY1

Min Balance

  3 Months 3.996 4.07 $2,000
  5 Months 4.899 5.01 $1,000
  6 Months 4.899 5.01 $2,000
  12 Months 4.515 4.61 $2,000
  24 Months 4.227 4.31 $2,000
  36 Months 3.503 3.56 $2,000
  60 Months 3.648 3.71 $2,000


Jumbo Certificates

 

Term

Dividend Rate

APY1

Min Balance

  3 Months 4.025 4.10 $90,000
  5 Months 4.927 5.04 $90,000
  6 Months 4.927 5.04 $90,000
  12 Months 4.544 4.64 $90,000
  24 Months 4.256 4.34 $90,000
  36 Months 3.532 3.59 $90,000
  60 Months 3.677 3.74 $90,000

1APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates and terms subject to change without notice. $5 minimum share balances required. Fees could reduce the earnings on accounts. Early withdrawal penalties may apply.

Effective July 1, 2024

Auto Loan Rates     Learn more

 

Product

APR as low as1

Terms

       
 

New/Used Auto: Mileage up to 100,0002 

4.49%*

up to 36 months

   

5.24%*

up to 60 months

 

 

5.99%*

up to 72 months

 


Classic/Vintage Auto3
  

4.99%

Subject to Appraisal

 

Lease Alternative (Driving Sense)4

7.24%

up to 60 months

Boat, Motorcycle, and RV Loan Rates     Learn more

 

Product

APR as low as1

Terms

 


2018 and newer (under 100,000 miles)2


6.99%


up to 84 months


1APR = Annual Percentage Rate. 2New/used automobile loans up to 10 years from current 3Classic/Vintage automobiles manufactured greater than 25 years up $50,000. 4New or used vehicles up to 5 calendar years old qualify. *Rate includes a .50% rate discount. To qualify, the vehicle must be hybrid, electric, or fuel efficient with combined MPGs ≥ 35.

Effective December 1, 2023

Personal Loan Rates     Learn more

 

Product

APR as low as1

Terms

 


Personal Loan


As low as 9.95%1


up to 36 months

 

Personal Loan - Share Secured

Share rate plus 3% (variable)

up to 120 months


1APR (Annual Percentage Rate)

Effective December 1, 2023

Home Loan Rates     Learn more

 

Product

APR as low as1

Terms

 


Home Equity Line of Credit


8.25%1


up to 180 months


1Primary residence owned by the member(s). 2*APR = Annual Percentage Rate. Introductory Rate for the first 12 months is 5.99% APR. Thereafter, the Home Equity Line of Credit will revert to a standard rate as low as Prime minus .25% with a floor rate of 4.00% and a maximum rate of 18%. Rate discounts apply. Maximum rate change in 12-month period is 2.00% APR. HELOC APRs are variable and indexed to the Prime Rate as published in the Wall Street Journal. The Introductory Rate Period begins on the date of account opening. The Standard Qualifying Interest rate is based on creditworthiness, loan-to-value, and debt-to-income ratio. Combined loan-to-value may not exceed up to 90% for homes in designated areas, all others up to 80%. Primary residence, first or second lien owned by the member(s). Minimum six months ownership. Loan is subject to credit union eligibility, underwriting guidelines and conditions. Closing costs are borrower responsibility; may be financed into the loan. Property valuations are mandatory, rates may range from $75 - $550.  Promotional Offer is subject to change or end without notice. This promotional offer is only available for new loans. Consult your accountant for any tax benefits, if applicable.

Effective December 1, 2023

Visa® Credit Card Rates     Learn more

 

Product

APR starting at1

APR up to1

 
Platinum

8.90%

16.90%
  Plainum Rewards 9.90% 17.90%
  Platinum Secured  8.90% 8.90%

Apply Today!

1For complete rates and terms, review the SUN Credit Union Visa® Disclosure.

Effective January 1, 2023

Equal Housing OpportunityFederally Insured by NCUA