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Share Accounts Learn more
Product |
APR1 |
Min Balance |
|
Savings: Personal, Youth, Business (Paid Quarterly) |
0.07% |
$100 |
|
| Capital Account | 0.11% | $2,500 | |
| (Paid Monthly) | 0.16% | $10,000 | |
| 0.21% | $50,000 | ||
| Christmas Club (Paid Quarterly) |
0.07% |
$0 |
|
| Individual Retirement Account (IRA) (Paid Quarterly) |
0.26% |
$0 |
|
| Escrow Checking (Paid Monthly) |
0.07% |
$0 |
|
Certificates of Deposit (CD) Learn more
Standard Certificates |
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Term |
Dividend Rate |
APY1 |
Min Balance |
|
| 3 Months | 0.109 | 0.11 | $2,000 | |
| 5 Months | 0.259 | 0.26 | $1,000 | |
| 6 Months | 0.259 | 0.26 | $2,000 | |
| 12 Months | 0.359 | 0.36 | $2,000 | |
| 24 Months | 0.459 | 0.46 | $2,000 | |
| 36 Months | 0.608 | 0.61 | $2,000 | |
| 60 Months | 0.807 | 0.81 | $2,000 | |
|
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Term |
Dividend Rate |
APY1 |
Min Balance |
|
| 3 Months | 0.139 | 0.14 | $90,000 | |
| 5 Months | 0.289 |
0.29 |
$90,000 | |
| 6 Months | 0.289 | 0.29 | $90,000 | |
| 12 Months | 0.389 | 0.39 | $90,000 | |
| 24 Months | 0.488 | 0.49 | $90,000 | |
| 36 Months | 0.638 | 0.64 | $90,000 | |
| 60 Months | 0.836 | 0.84 | $90,000 | |
|
1APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates and terms subject to change without notice. $5 minimum share balances required. Fees could reduce the earnings on accounts. Early withdrawal penalties may apply. |
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Effective April 1, 2021
Auto Loan Rates Learn more
Product |
APR as low as1 |
Terms |
|
|
|
|
|
|
|
2014 & Newer |
4.49% |
up to 36 months |
|
|
2019 & Newer - Minimum loan amount $15,000+ |
2.99% |
up to 75 months |
Boat, Motorcycle, and RV Loan Rates Learn more
Product |
APR as low as1 |
Terms |
|
|
|
|
|
|
| 2014 and newer (under 100,000 miles)2 |
7.74% |
up to 75 months |
|
| 1APR = Annual Percentage Rate. 2Personal Loan Rate will be used if vehicle is older than 7 years and/or mileage is greater than 99,999 | |||
Effective January 26, 2021
Personal Loan Rates Learn more
Product |
APR as low as1 |
Terms |
|
|
|
|
|
|
|
Personal Loan - Share Secured |
Share rate plus 3% (variable) |
up to 120 months |
|
| 1APR (Annual Percentage Rate) | |||
Effective November 1, 2020
Home Loan Rates Learn more
Product |
APR as low as1 |
Terms |
|
|
|
|
|
|
|
3.50% to 18.00% |
month 7 up to 180 months |
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| 1APR = Annual Percentage Rate. Introductory Rate for first 6 months is 1.99% APR. Thereafter, the Home Equity Line of Credit will have a variable rate will range from Prime minus 1% with a floor rate of 3.50% APR to a max rate of 18.00% APR. Maximum rate change in 12-month period is 2.00% APR. Interest rate is based on creditworthiness. Loan is subject to credit union eligibility and underwriting guidelines. Fees up to $3,500.00 may be charged by SUN Credit Union or third party. SUN Credit Union will pay half of the closing cost provided a minimum draw of $10,000.00 is taken and the loan is not paid off within 24 months. | |||
Effective November 1, 2020
Visa® Credit Card Rates Learn more
Product |
APR starting at1 |
APR up to1 |
|
Platinum |
8.90% |
16.90% |
|
| Plainum Rewards | 9.90% | 17.90% | |
| Platinum Secured | 14.90% | 14.90% | |
| 1For complete rates and terms, review the SUN Credit Union Visa® Disclosure. | |||
Effective March 1, 2020