RT# 267078707
RT# 267078707
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Interest Rates and Interest Charges |
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| Annual Percentage Rate (APR) for Purchases & Balance Transfers |
VISA PLATINUM VISA PLATINUM REWARDS VISA PLATINUM SECURED |
| APR for Cash Advances |
VISA PLATINUM |
| Paying Interest |
Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the date the cash advance or balance transfer is posted to your account. |
| Minimum Interest Charge | If you are charged interest, the charge will be no less than $0.50. |
| For Credit Card Tips from the Consumer Financial Protection Bureau |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore |
| Fees |
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| Fees to Open or Maintain your Account - Annual Fee: - Application Fee: |
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| Transaction Fees - Balance Transfer: - Cash Advance: - Foreign Transaction: |
None None 1.00% of each transaction in U.S. dollars |
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Penalty Fees |
Up to $25.00 if your payment is late 10 days or more. None Up to $29.00 if your payment is returned for any reason. |
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” Loss of Introductory Rate: We may end your Introductory Rate and apply the standard APR disclosed above if you make a late payment. |
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