RT# 267078707
RT# 267078707
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Auto Loans

Get on the road with SUN Credit Union’s flexible and affordable auto loan options. Whether you’re looking for a traditional loan, a lease alternative, or refinancing, we’ve got you covered.

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DrivingSense Loan (Lease Alternative)

Enjoy the best of both worlds with our DrivingSense Loan. Unlike traditional leases, this option allows you to own your vehicle while benefiting from lower monthly payments and greater flexibility.

Benefits Include:

  • Payments up to 40% lower than conventional financing
  • No money down required
  • Affordable monthly payments
  • Reduced risk of negative equity
  • Mileage options: 12,000, 15,000 and 18,000 miles
  • Local pick-up option at loan maturity
  • No “back-end surprises”
  • Option to keep your vehicle with ease
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Try Our DrivingSense Calculator

Traditional Financing

Whether you’re buying new or used, our Traditional Vehicle Financing offers flexible terms to meet your needs. We make it easy to get behind the wheel with competitive rates and no prepayment penalties.

Benefits Include:

  • Flexible terms and affordable payments
  • Up to 120% financing available
Apply Now
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Electric/Hybrid "Green" Auto Loan

Make a smart choice for your wallet and the environment with our Green Auto Loan. This loan is designed to help you purchase or lease an electric, hybrid or gas efficient vehicle while taking advantage of potential rebates or tax credits.

Benefits Include:

  • Low-interest rates
  • Flexible loan terms
  • Potential eligibility for rebates or tax credits (consult your tax advisor)
  • Skip the gas station and save on fuel costs
Apply Now
View Auto Loan Rates

Refinance Your Auto Loan

Switch & Save with SUN Credit Union

Take the hassle out of high auto loan payments by refinancing with SUN Credit Union. Our refinancing options make it easy to switch and save, so you can keep more money in your pocket.

Benefits of Refinancing with SUN:

  • Lower your monthly car payments and save big over the life of your loan.
  • Available for both new and used vehicles.
  • Enjoy a simple and fast application process tailored for your convenience.

 

Ready to make the switch? Let us help you save today.

Switch & Save

SUN Credit Union is here to help you find the right loan for your dream car. Let us put you in the driver’s seat today!

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Copyright © 2025 SUN Credit Union. All Rights Reserved

Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration. Equal Housing Opportunity. Copyright 2024 SUN Credit Union. Cookies are used on this website to improve functionality and performance and to analyze traffic to the website.

1 Annual Percentage Rate (APR) = Annual Percentage Rate. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.

2 Annual Percentage Yield (APY) = Annual Percentage Yield. Rates may change at any time without prior notice after the account is opened. Fees may reduce earnings. APY determined at time of funding.

Membership qualifications and account opening required for all products and services. Minimum credit or risk score may be required to qualify for products and services.