RT# 267078707
RT# 267078707
| Product | APR1 | Min Balance |
|---|---|---|
Savings: Personal, Youth, Business (Paid Quarterly) |
0.15% |
$100 |
Capital Account (Paid Quarterly) |
0.46% 0.51% 0.56% |
$2,500 $10,000 $15,000 |
Christmas Club (Paid Quarterly) |
0.15% |
$0 |
Individual Retirement Account (IRA) (Paid Quarterly) |
0.46% |
$0 |
Escrow Checking (Paid Quarterly) |
0.15% |
$0 |
| Term | Dividend Rate | APY1 | Min Balance |
|---|---|---|---|
3 Months |
4.131 |
4.21 |
$2,000 |
5 Months |
4.083 |
4.16 |
$1,000 |
6 Months |
4.083 |
4.16 |
$2,000 |
12 Months |
3.745 |
3.81 |
$2,000 |
24 Months |
3.928 |
4.00 |
$2,000 |
36 Months |
3.455 |
3.51 |
$2,000 |
60 Months |
3.697 |
3.76 |
$2,000 |
| Term | Divident rate | APY1 | Min Balance |
|---|---|---|---|
3 Months |
4.160 |
4.24 |
$90,000 |
5 Months |
4.112 |
4.19 |
$90,000 |
6 Months |
4.112 |
4.19 |
$90,000 |
12 Months |
3.774 |
3.84 |
$90,000 |
24 Months |
3.957 |
4.03 |
$90,000 |
36 Months |
3.484 |
3.54 |
$90,000 |
60 Months |
3.726 |
3.79 |
$90,000 |
1APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates and terms subject to change without notice. $5 minimum share balances required. Fees could reduce the earnings on accounts. Early withdrawal penalties may apply.
Effective March 1, 2025
| Product | APR as low as1 | Terms |
|---|---|---|
New/Used Auto: Mileage up to 100,0002 |
3.99%* 4.74%* 5.49%* |
up to 36 months up to 60 months up to 72 months |
Classic/Vintage Auto3 |
4.99% |
Subject to Appraisal |
Lease Alternative (Driving Sense)4 |
6.74% |
up to 60 months |
| Product | APR as low as1 | Terms |
|---|---|---|
2019 and newer (under 100,000 miles)2 |
6.99% |
up to 84 months |
1APR = Annual Percentage Rate. 2New/used automobile loans up to 10 years from current 3Classic/Vintage automobiles manufactured greater than 25 years up $50,000. 4New or used vehicles up to 5 calendar years old qualify. *Rate includes a .50% rate discount. To qualify, the vehicle must be hybrid, electric, or fuel efficient with combined MPGs ≥ 35.
Effective January 2, 2025
| Product | APR as low as1 | Terms |
|---|---|---|
Personal Loan |
As low as 9.95%1 |
up to 36 months |
Personal Loan - Share Secured |
Share rate plus 3% (variable) |
up to 120 months |
1APR (Annual Percentage Rate)
Effective December 1, 2023
| Product | APR as low as1 | Terms |
|---|---|---|
Home Equity Line of Credit |
7.50%1 |
up to 180 months |
1Primary residence owned by the member(s). 2*APR = Annual Percentage Rate. Introductory Rate for the first 12 months is 5.99% APR. Thereafter, the Home Equity Line of Credit will revert to a standard rate as low as Prime minus .25% with a floor rate of 4.00% and a maximum rate of 18%. Rate discounts apply. Maximum rate change in 12-month period is 2.00% APR. HELOC APRs are variable and indexed to the Prime Rate as published in the Wall Street Journal. The Introductory Rate Period begins on the date of account opening. The Standard Qualifying Interest rate is based on creditworthiness, loan-to-value, and debt-to-income ratio. Combined loan-to-value may not exceed up to 90% for homes in designated areas, all others up to 80%. Primary residence, first or second lien owned by the member(s). Minimum six months ownership. Loan is subject to credit union eligibility, underwriting guidelines and conditions. Closing costs are borrower responsibility; may be financed into the loan. Property valuations are mandatory, rates may range from $75 – $550. Promotional Offer is subject to change or end without notice. This promotional offer is only available for new loans. Consult your accountant for any tax benefits, if applicable.
Effective November 8, 2024
| Product | APR starting at1 | APR up to1 |
|---|---|---|
Platinum |
8.90% |
16.90% |
Platinum Rewards |
9.90% |
17.90% |
Platinum Secured |
8.90% |
8.90% |
1For complete rates and terms, review the SUN Credit Union Visa® Disclosure.
Effective January 1, 2023
Copyright © 2025 SUN Credit Union. All Rights Reserved
Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration. Equal Housing Opportunity. Copyright 2024 SUN Credit Union. Cookies are used on this website to improve functionality and performance and to analyze traffic to the website.
1 Annual Percentage Rate (APR) = Annual Percentage Rate. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.
2 Annual Percentage Yield (APY) = Annual Percentage Yield. Rates may change at any time without prior notice after the account is opened. Fees may reduce earnings. APY determined at time of funding.
Membership qualifications and account opening required for all products and services. Minimum credit or risk score may be required to qualify for products and services.
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