Product | APR1 | Min Balance |
---|---|---|
Savings: Personal, Youth, Business (Paid Quarterly) |
0.15% |
$100 |
Capital Account (Paid Quarterly) |
0.46% 0.51% 0.56% |
$2,500 $10,000 $15,000 |
Christmas Club (Paid Quarterly) |
0.15% |
$0 |
Individual Retirement Account (IRA) (Paid Quarterly) |
0.46% |
$0 |
Escrow Checking (Paid Quarterly) |
0.15% |
$0 |
Term | Dividend Rate | APY1 | Min Balance |
---|---|---|---|
3 Months |
3.928 |
4.00 |
$2,000 |
5 Months |
3.986 |
4.06 |
$1,000 |
6 Months |
3.986 |
4.06 |
$2,000 |
12 Months |
4.083 |
4.16 |
$2,000 |
24 Months |
3.697 |
3.76 |
$2,000 |
36 Months |
3.455 |
3.51 |
$2,000 |
60 Months |
3.600 |
3.66 |
$2,000 |
Term | Divident rate | APY1 | Min Balance |
---|---|---|---|
3 Months |
3.957 |
4.03 |
$90,000 |
5 Months |
4.015 |
4.09 |
$90,000 |
6 Months |
4.015 |
4.09 |
$90,000 |
12 Months |
4.112 |
4.19 |
$90,000 |
24 Months |
3.726 |
3.79 |
$90,000 |
36 Months |
3.484 |
3.54 |
$90,000 |
60 Months |
3.629 |
3.69 |
$90,000 |
Product | APR as low as1 |
---|---|
New/Used Auto: Mileage up to 100,0002 |
3.99%* |
Classic/Vintage Auto3 |
4.99% |
DrivingSenseTM - Lease Alternative4 |
5.49%* |
Product | APR as low as1 |
---|---|
Personal Loan/Lines of Credit |
9.95% |
Share (Savings) Secured Loan |
Share rate + 3% |
Product | APR as low as1 |
---|---|
Home Equity Line of Credit (HELOC) |
5.99% Intro Rate5 |
Mortgage |
Market Rate |
Product | APR starting at | APR up to |
---|---|---|
Platinum |
8.90% |
16.90% |
Platinum Rewards |
9.90% |
17.90% |
Platinum Secured |
8.90% |
8.90% |
For complete rates and terms, review the SUN Credit Union Visa® Disclosure.
Savings Products
1 APY = Annual Percentage Yield. APR = Annual Percentage Rate. $5 minimum share balances required. Fees could reduce the earnings on accounts. Credit Rate & Terms may vary, and are subject to change without notice.
Loan Products
2 New/used vehicle loans up to 6 years from current. *Rate includes a .50% rate discount. To qualify, the vehicle must be hybrid, electric, or fuel efficient with combined MPGs ≥ 35.
3 Classic/Vintage vehicles manufactured greater than 25 years up $50,000.
4 New or used vehicles up to 5 calendar years old qualify.
5 HELOC introductory rate fixed for 12 months. After intro period, a variable rate will be imposed ranging from as low as WSJ Prime Rate minus .25% with a floor rate of 4.00% APR to a max rate of 18.00% APR. Eligible discounts apply. Maximum rate change in a 12-month period is 2.00% APR, excluding introductory period.
Effective May 29, 2025
Copyright © 2025 SUN Credit Union. All Rights Reserved
Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration. Equal Housing Opportunity. Copyright 2024 SUN Credit Union. Cookies are used on this website to improve functionality and performance and to analyze traffic to the website.
1 Annual Percentage Rate (APR) = Annual Percentage Rate. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.
2 Annual Percentage Yield (APY) = Annual Percentage Yield. Rates may change at any time without prior notice after the account is opened. Fees may reduce earnings. APY determined at time of funding.
Membership qualifications and account opening required for all products and services. Minimum credit or risk score may be required to qualify for products and services.
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