RT# 267078707
RT# 267078707
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Personal Loans

Take control of your finances with SUN Credit Union’s flexible personal loan options. Whether you need funds for a specific purchase, unexpected expenses, or to consolidate debt, we’re here to help.
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Personal Loan Options

Personal Line of Credit

A Personal Line of Credit offers flexible access to funds when you need them, providing you with a revolving credit option that differs from a traditional personal loan. Unlike a personal loan, which provides a lump sum upfront, a line of credit allows you to borrow as needed, up to your approved limit, and only pay interest on the amount you use.

Features and Benefits:

  • Flexible borrowing for ongoing or unexpected expenses
  • Pay interest only on the funds you use
  • Easy access to your available credit line
  • Terms available in 3, 4, and 5 years
  • Ideal for managing cash flow or consolidating debt
Apply Now for a Personal Line of Credit

Personal Loan

Competitive rates and flexible repayment options make our personal loans ideal for various needs. With no collateral required, you can borrow confidently and conveniently.

Features and Benefits:

  • Competitive rates for term loans and revolving credit lines
  • No collateral required
  • Flexible repayment plans
  • Loan officers available to discuss options and answer questions
Apply Now

Share Secured Loan

Our lowest interest rate loan product, perfect for building or rebuilding credit while keeping your borrowing costs low.

Features and Benefits:

  • Use your savings (share account) as collateral
  • Extremely low interest rates
  • Great for establishing or rebuilding credit
Apply for a Share Secured Loan

Life$aver Loan

Need extra cash fast? The Life$aver Loan is a no-credit-check option designed to help you when you need it most. Certain restrictions apply—speak with a loan officer for more information.

Features and Benefits:

  • No credit check required
  • Quick access to funds
  • Simple application process
Apply Now
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Why Choose SUN Credit Union?

Our personal loan products are designed with your financial needs in mind. Whether you’re planning for a big purchase, rebuilding credit, or paying for college, SUN Credit Union offers:

  • Competitive rates
  • Flexible terms
  • Transparent costs
  • Support from experienced loan officers

Start your journey to financial flexibility today with a SUN Credit Union personal loan.
Apply Now
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Copyright © 2025 SUN Credit Union. All Rights Reserved

Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration. Equal Housing Opportunity. Copyright 2024 SUN Credit Union. Cookies are used on this website to improve functionality and performance and to analyze traffic to the website.

1 Annual Percentage Rate (APR) = Annual Percentage Rate. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.

2 Annual Percentage Yield (APY) = Annual Percentage Yield. Rates may change at any time without prior notice after the account is opened. Fees may reduce earnings. APY determined at time of funding.

Membership qualifications and account opening required for all products and services. Minimum credit or risk score may be required to qualify for products and services.