RT# 267078707
RT# 267078707
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Checking

Simplify your financial life with SUN Credit Union’s checking accounts. Whether you’re looking for a fee-free account or a fresh start, we have the right option to fit your needs.

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Personal Checking (Share Draft Account)

Our gold standard in managing your personal finances, the Personal Checking account is designed to offer you flexibility and convenience without unnecessary fees.

Features Include:

  • NO monthly service fees
  • NO minimum balance requirement
  • NO direct deposit requirement
  • NO per check charge
  • Unlimited transfers between Checking and Savings
  • FREE instant-issue Visa Debit Card
Open a Checking Account

Second Chance Checking

Everyone deserves a fresh start. For members who don’t qualify for our standard checking account due to past financial difficulties, our Second Chance Checking provides an opportunity to rebuild your financial future.

Features Include:

  • Basic features of our Personal Checking account
  • Monthly service fee
  • A pathway to qualify for our standard checking account over time

Overdraft Protection

Unanticipated events or unforeseen problems can occasionally leave you with too little cash in your checking account to cover your expenses. When life happens, we’ve got you covered.

Overdraft Protection

Our standard overdraft protection links your checking account to your savings account. If your checking funds are not enough to cover your transaction, the money is automatically transferred from your savings account, provided the funds are available, for a nominal fee per transfer.

Courtesy Pay

When you do not have sufficient funds to cover your transaction(s), SUN Credit Union will pay the difference on your behalf for a fee per transaction. There are no additional costs associated with Courtesy Pay. Courtesy Pay is activated on accounts in good standing and who are eligible. Learn more

Note: If you do not have sufficient funds in your account and/or you decline Courtesy Pay, we will refuse the payment for your transaction. A per-transaction fee will be charged to your account, along with any additional fees assessed by the other party.

Why Choose SUN Credit Union for Checking Accounts?

  • Fee-Free Options: Save money with accounts that eliminate unnecessary costs.
  • Convenience: Manage your money with ease through online banking, mobile banking, and our instant-issue Visa Debit Card.
  • Supportive Service: Get the tools and guidance you need to achieve financial stability.

 

Open your checking account today and experience the difference of banking with SUN Credit Union.

Open a Checking Account
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Copyright © 2025 SUN Credit Union. All Rights Reserved

Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration. Equal Housing Opportunity. Copyright 2024 SUN Credit Union. Cookies are used on this website to improve functionality and performance and to analyze traffic to the website.

1 Annual Percentage Rate (APR) = Annual Percentage Rate. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.

2 Annual Percentage Yield (APY) = Annual Percentage Yield. Rates may change at any time without prior notice after the account is opened. Fees may reduce earnings. APY determined at time of funding.

Membership qualifications and account opening required for all products and services. Minimum credit or risk score may be required to qualify for products and services.