Checking

Simplify your financial life with SUN Credit Union’s checking accounts. Whether you’re looking for a fee-free account or a fresh start, we have the right option to fit your needs.

Personal Checking (Share Draft Account)

Our gold standard in managing your personal finances, the Personal Checking account is designed to offer you flexibility and convenience without unnecessary fees.

Features Include:

  • NO monthly service fees
  • NO minimum balance requirement
  • NO direct deposit requirement
  • NO per check charge
  • Unlimited transfers between Checking and Savings
  • FREE instant-issue Visa Debit Card

Second Chance Checking

Everyone deserves a fresh start. For members who don’t qualify for our standard checking account due to past financial difficulties, our Second Chance Checking provides an opportunity to rebuild your financial future.

Features Include:

  • Basic features of our Personal Checking account
  • Monthly service fee
  • A pathway to qualify for our standard checking account over time

Overdraft Protection

Unanticipated events or unforeseen problems can occasionally leave you with too little cash in your checking account to cover your expenses. When life happens, we’ve got you covered.

Overdraft Protection

Our standard overdraft protection links your checking account to your savings account. If your checking funds are not enough to cover your transaction, the money is automatically transferred from your savings account, provided the funds are available, for a nominal fee per transfer.

Courtesy Pay

When you do not have sufficient funds to cover your transaction(s), SUN Credit Union will pay the difference on your behalf for a fee per transaction. There are no additional costs associated with Courtesy Pay. Courtesy Pay is activated on accounts in good standing and who are eligible. Learn more

Note: If you do not have sufficient funds in your account and/or you decline Courtesy Pay, we will refuse the payment for your transaction. A per-transaction fee will be charged to your account, along with any additional fees assessed by the other party.

Why Choose SUN Credit Union for Checking Accounts?

  • Fee-Free Options: Save money with accounts that eliminate unnecessary costs.
  • Convenience: Manage your money with ease through online banking, mobile banking, and our instant-issue Visa Debit Card.
  • Supportive Service: Get the tools and guidance you need to achieve financial stability.

 

Open your checking account today and experience the difference of banking with SUN Credit Union.