RT# 267078707
RT# 267078707
Unlock the potential of your home’s equity to make your dreams a reality.
Borrow what you need, when you need it, with a revolving line of credit secured by your home’s equity. This flexible option is ideal for ongoing or variable expenses.
Features and Benefits:
We understand that your home is one of your most valuable assets. That’s why our home equity loan programs are designed to offer competitive rates, low fees, and flexible terms to fit your lifestyle. Our team of local experts is here to guide you every step of the way.
*Primary residence owned by the member(s). 2*APR = Annual Percentage Rate. Introductory Rate for the first 12 months is 5.99% APR. Thereafter, the Home Equity Line of Credit will revert to a standard rate as low as Prime minus .25% with a floor rate of 4.00% and a maximum rate of 18%. Rate discounts apply. Maximum rate change in 12-month period is 2.00% APR. HELOC APRs are variable and indexed to the Prime Rate as published in the Wall Street Journal. The Introductory Rate Period begins on the date of account opening. The Standard Qualifying Interest rate is based on creditworthiness, loan-to-value, and debt-to-income ratio. Combined loan-to-value may not exceed up to 90% for homes in designated areas, all others up to 80%. Primary residence, first or second lien owned by the member(s). Minimum six months ownership. Loan is subject to credit union eligibility, underwriting guidelines and conditions. Closing costs are borrower responsibility; may be financed into the loan. Property valuations are mandatory, rates may range from $75 – $550. Promotional Offer is subject to change or end without notice. This promotional offer is only available for new loans. Consult your accountant for any tax benefits, if applicable.
Copyright © 2025 SUN Credit Union. All Rights Reserved
Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration. Equal Housing Opportunity. Copyright 2024 SUN Credit Union. Cookies are used on this website to improve functionality and performance and to analyze traffic to the website.
1 Annual Percentage Rate (APR) = Annual Percentage Rate. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.
2 Annual Percentage Yield (APY) = Annual Percentage Yield. Rates may change at any time without prior notice after the account is opened. Fees may reduce earnings. APY determined at time of funding.
Membership qualifications and account opening required for all products and services. Minimum credit or risk score may be required to qualify for products and services.
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