Safeguard your finances and gain peace of mind with SUN Credit Union’s comprehensive loan protection options.
From protecting your vehicle to securing your family’s financial future, we offer solutions designed to fit your needs and provide added value to your loans.
Avoid expensive vehicle repair costs and enjoy worry-free driving with our Mechanical Breakdown Protection. This affordable option helps reduce unexpected out-of-pocket expenses and comes with added benefits for your SUN Credit Union auto loan.
Features and Benefits:
Protect your investment with Guaranteed Asset Protection (GAP). If your vehicle is stolen or totaled, GAP covers the difference between your vehicle’s value and the remaining loan balance. This coverage is available for almost any type of vehicle, from cars and motorcycles to RVs and jet skis.
Features and Benefits:
BONUS: Receive up to a 0.25% APR* discount when you purchase Extended Warranty and GAP coverage.
Keep your vehicle in top shape and avoid unexpected repair costs with our Vehicle Protection Plan (VPP). This comprehensive service covers various aspects of vehicle maintenance and repair, ensuring you stay worry-free on the road.
Features and Benefits:
Protect your investment and avoid financial stress with Depreciation Protection (DPW). This service waives the difference between your vehicle’s value at the time of purchase and your loan balance at the time of loss, ensuring you’re covered in case of the unexpected.
DPW is a debt cancellation product designed to cover the depreciation of your vehicle. In the event of a total loss or unrecovered theft, it provides a benefit equal to the difference between the MSRP or J.D. Power Retail value of the vehicle at the time of coverage enrollment and the loan balance at the time of the total loss. The waiver benefit will not exceed the maximum benefit selected or the outstanding loan balance, whichever is less.
Ideal for:
Features and Benefits:
Ensure your family’s financial security with Payment Protection Credit Insurance. This coverage takes over loan payments in the event of disability or death, providing peace of mind during challenging times.
Why Choose Payment Protection?
To learn more, contact our Lending Department at 954.967.4441 or loans@suncu.org.
*APR = Annual Percentage Rate. Subject to credit union lending guidelines. Must meet credit union eligibility requirements.
Our loan protection services are designed to give you:
Protect your investment, your vehicle, and your family’s future with our affordable and comprehensive loan protection options.
Copyright © 2025 SUN Credit Union. All Rights Reserved
Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration. Equal Housing Opportunity. Copyright 2024 SUN Credit Union. Cookies are used on this website to improve functionality and performance and to analyze traffic to the website.
1 Annual Percentage Rate (APR) = Annual Percentage Rate. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.
2 Annual Percentage Yield (APY) = Annual Percentage Yield. Rates may change at any time without prior notice after the account is opened. Fees may reduce earnings. APY determined at time of funding.
Membership qualifications and account opening required for all products and services. Minimum credit or risk score may be required to qualify for products and services.
visibility_offDisable flashes
titleMark headings
settingsBackground Color
zoom_outZoom out
zoom_inZoom in
remove_circle_outlineDecrease font
add_circle_outlineIncrease font
spellcheckReadable font
brightness_highBright contrast
brightness_lowDark contrast
format_underlinedUnderline links
font_downloadMark links
You are now leaving the Credit Union's website and are linking to a website operated by a third party not associated with the Credit Union. SUN Credit Union does not guarantee, approve, or endorse the information, products, or services available at this website, nor does it represent you or the third party if you enter into a transaction with the third party. The privacy and security policies practiced by the third party may be different from those that the Credit Union practices.