RT# 267078707
RT# 267078707
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Certificates of Deposit (CDs)

Invest in your future with SUN Credit Union’s Certificates of Deposit (CDs). Offering competitive rates and guaranteed returns, our CDs are a safe and secure way to grow your savings.
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What is a Certificate of Deposit (CD)?

A Certificate of Deposit (CD) is a fixed-term deposit account that allows you to earn higher interest rates compared to a regular savings account. When you open a CD, you agree to leave your money in the account for a specific period, ranging from a few months to several years. In return, you receive a guaranteed rate of return, making CDs a low-risk, high-reward investment.

How Does a CD Differ from a Savings Account?

Higher Returns

CDs typically offer higher interest rates than savings accounts.

Fixed Terms

Unlike savings accounts, CDs have a fixed term length, from 3 months to 5 years.

Withdrawal Restrictions

Early withdrawals may incur penalties, whereas savings accounts offer more flexibility.

Guaranteed Rates

Enjoy a guaranteed rate of return, regardless of market fluctuations.

Best Uses for a CD

  • Long-Term Savings Goals: Save for future expenses like a down payment, college tuition, or retirement.
  • Safe Investment: CDs are ideal for those seeking a low-risk investment option with predictable returns.
  • Building Wealth: Earn higher interest rates to grow your savings faster than a traditional account.

CD Options at SUN Credit Union

Standard Certificates of Deposit

Start your investment journey with flexible terms and competitive rates.

Features Include:

  • Terms ranging from 3 months to 5 years
  • Minimum deposits as low as $1,000.00
  • Guaranteed return on your investment
  • No hidden fees

Jumbo Certificates of Deposit

Maximize your returns with our Jumbo Certificates, designed for larger deposits and higher interest rates.

Features Include:

  • Even higher rates of return
  • Minimum deposit requirements apply
  • Secure investment option for larger savings

Why Choose SUN Credit Union for CDs?

  • Competitive Rates: Grow your savings with some of the best rates available.
  • Safe and Secure: Your investment is federally insured up to $250,000 by the NCUA.
  • Flexible Terms: Choose a term that fits your financial goals.
Plan for your future today with a SUN Credit Union CD. Open your account and start earning guaranteed returns.
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Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration. Equal Housing Opportunity. Copyright 2024 SUN Credit Union. Cookies are used on this website to improve functionality and performance and to analyze traffic to the website.

1 Annual Percentage Rate (APR) = Annual Percentage Rate. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.

2 Annual Percentage Yield (APY) = Annual Percentage Yield. Rates may change at any time without prior notice after the account is opened. Fees may reduce earnings. APY determined at time of funding.

Membership qualifications and account opening required for all products and services. Minimum credit or risk score may be required to qualify for products and services.