Refi & Relax

Refi Your Ride and Save 1% APR—It’s That Simple

Take the stress out of your car payment this season.

Refinancing your auto loan from another lender to SUN Credit Union is a simple way to lower your rate — and your stress. From now through December 1, 2025, enjoy 1% APR off our current auto refinance rates on qualifying terms of 60 months or more.*

Because when life gets busy, a smoother ride (and a lower payment) makes all the difference.

Why Refi with SUN?

  • 1% Off our current rate on terms 60M+

  • Fast and easy online application process

  • Local decision-making and friendly member service

  • Trusted hometown lender serving our South Florida community

How It Works

  1. Apply online — it only takes a few minutes

  2. Our team reviews your application and handles the payoff details

  3. You drive away happy knowing you saved

Refi & Relax Today

Don’t let high rates follow you into the holidays. Switch your auto loan to SUN and enjoy the road ahead — with more room in your budget for what matters most.

A woman holds a coffee as she leans on her vehicle overlooking the ocean during SUN Credit Union's auto refinance promotion.

Why Bank with SUN Credit Union

Because here, you’re more than a customer — you’re family. SUN Credit Union has been part of the South Florida community for decades, helping neighbors save more, stress less, and reach their goals with confidence.

When you bank with SUN, you get:

  • Competitive rates that keep your money working harder for you

  • Personalized service from people who actually know your name

  • Convenient digital tools that fit your lifestyle

  • Local decision-making — your money stays right here in the community

  • A credit union that gives back, supporting schools, small businesses, and local causes

We’re not just another financial institution — we’re your hometown credit union, ready to help you enjoy A Brighter Way to Bank.

*APR = Annual Percentage Rate. Offer valid November 1–December 1, 2025. Discount applies to external auto loan refinances with terms of 60 months or more. Autos must be no older than 6 years and under 100,000 miles. Internal refinances, clear title loans, rebuilt, or salvaged vehicles do not qualify. No additional discounts apply. Membership eligibility required. Terms based on creditworthiness.