RT# 267078707
RT# 267078707
Unlock the potential of your home’s equity to make your dreams a reality.
Borrow what you need, when you need it, with a revolving line of credit secured by your home’s equity. This flexible option is ideal for ongoing or variable expenses.
Features and Benefits:
We understand that your home is one of your most valuable assets. That’s why our home equity loan programs are designed to offer competitive rates, low fees, and flexible terms to fit your lifestyle. Our team of local experts is here to guide you every step of the way.
*Primary residence owned by the member(s). 2*APR = Annual Percentage Rate. Introductory Rate for the first 12 months is 3.99% APR. Thereafter, the Home Equity Line of Credit will revert to a standard rate as low as Prime plus the margin assigned with a floor rate of 4.00% and a maximum rate of 18%. Rate discounts may apply. Maximum rate change in 12-month period is 2.00% APR. HELOC APRs are variable and indexed to the Prime Rate as published in the Wall Street Journal. The Introductory Rate Period begins on the date of account opening. The Standard Qualifying Interest rate is based on creditworthiness, loan-to-value, and debt-to-income ratio. Combined loan-to-value may not exceed up to 90% for homes in designated areas, all others up to 80%. Primary residence, first or second lien owned by the member(s). Minimum six months ownership. Loan is subject to credit union eligibility, underwriting guidelines and conditions. Closing costs are borrower responsibility and may be financed into the loan, SUN Credit Union will credit up to $1,000 for HELOCs that meet minimum eligibility thresholds. Certain conditions apply. Property valuations are mandatory, rates may range from $75 – $550. Promotional Offer is subject to change or end without notice. This promotional offer is only available for new loans. Consult your accountant for any tax benefits, if applicable.
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