Credit Cards

Choose the perfect credit card from SUN Credit Union to meet your financial needs.

Our Credit Card Options

Whether you’re looking for low rates, rewards, or a way to build your credit, our Visa® credit cards offer unmatched benefits with no hidden fees.

Visa® Platinum

Keep SUN Credit Union’s Visa® Platinum card in your wallet for its unbeatable low-interest rate and no hidden fees. This card is ideal for everyday purchases, emergencies, or balance transfers.

Benefits Include:

  • Intro Rate: 3.99% APR for 6 months (as low as 8.90% APR after)
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • Same low rate for purchases and cash advances

Visa® Platinum Rewards

Earn rewards on every purchase with our Visa® Platinum Rewards card. Turn your spending into valuable ScoreCard Rewards points, redeemable for merchandise, travel, electronics, and more. There’s no limit to the points you can earn!

Benefits Include:

  • Intro Rate: 3.99% APR for 6 months (as low as 9.90% APR after)
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • Same rate for purchases and cash advances

Visa® Platinum Secured

Build or repair your credit history with SUN Credit Union’s Visa® Platinum Secured card. Your credit limit is secured by your SUN Credit Union Savings Account, giving you financial freedom while helping you establish or rebuild credit.

Benefits Include:

  • Fixed APR of 8.90% – our best rate for choosing SUN
  • Guaranteed approval with no credit check
  • Fast processing – start building credit now
  • Credit limits up to $10,000
  • Secured by your interest-bearing savings – build while you save
  • No Annual Fee, No Cash Advance Fee, No Balance Transfer Fee
  • Same rate for purchases and cash advances

For complete rates and terms, review the SUN Credit Union Visa® Disclosure.

APR = Annual Percentage Rate. Introductory 3.99% APR for Purchases and Balance Transfers at account opening and remains in effect for the first six (6) billing cycles. Standard rate after intro: After the intro period, any remaining balance (and new transactions) will be subject to a fixed APR of 8.90% – 18.00%, based on your creditworthiness. Eligibility & approval: All loans subject to credit approval and membership eligibility. Existing SUN Credit Union credit-card balances do not qualify for this offer.

Why Choose a SUN Credit Union Credit Card?

At SUN Credit Union, we offer only fixed-rate credit cards, providing you with consistent interest rates that won’t fluctuate unexpectedly. This means you can better plan your finances and avoid surprises that come with variable-rate cards. Fixed-rate cards are especially beneficial during periods of rising interest rates, ensuring your costs remain manageable.

All our Visa® credit cards are designed with members in mind, offering:

Start enjoying the benefits of a SUN Credit Union Visa® credit card today. Apply now and unlock the financial freedom you deserve.