RT# 267078707
RT# 267078707
SUN Credit Union’s Business Accounts are designed to support your company’s financial success. Whether you’re managing daily operations or planning for growth, we offer flexible and reliable solutions tailored to your business needs.
Whether you’re managing everyday expenses, separating business and personal finances, or handling escrow funds, SUN Credit Union offers straightforward account options for local businesses and organizations.
To open a business account, you must first qualify for SUN Credit Union membership and establish an individual membership with a Primary Savings account.
SUN Credit Union can establish accounts for a variety of businesses, organizations and legal entities, including:
Business Entities
Sole Proprietorship • Corporation • S Corporation • Partnership • Limited Partnership • LLP • LLC
Organizations & Other Entities
Non-Profit Organization (NPO) • Organization • Association • Revocable Trust • Trust • Estate
Account availability and documentation requirements may vary based on entity type.
Your SUN Credit Union Membership Starts Here
Before opening a business account, the individual establishing the relationship must qualify for membership and open a Primary Savings account. This is a personal account that establishes your membership with SUN Credit Union.
Once your membership is established, we can help you open the appropriate account for your business or organization.
Primary Savings Opening Deposit: $10 total, including a $5 minimum balance and $5 membership fee.
Keep your business finances organized with a SUN Credit Union Business Checking account designed for convenient day-to-day money management.
Features Include:
Designed for members who need a dedicated account for managing escrow funds, including real estate professionals.
Features Include:
Documentation varies depending on how your business is structured. Our team will help you determine exactly what is required before you open your account.
For a business operating under a DBA or fictitious name, documentation may include:
For Florida businesses, registration information may be obtained through Sunbiz.
Depending on the entity, required documentation may include:
Have questions about what your business needs? Contact us before visiting a branch and we’ll help you prepare.
Protect your business from unexpected shortfalls with SUN Credit Union’s overdraft solutions. When life happens, we’ve got you covered.
Our standard overdraft protection links your checking account to your savings account. If your checking funds are not enough to cover your transaction, the funds are automatically transferred from your savings account for a nominal fee per transfer (Provided your savings account has the funds available).
When your checking account funds are not enough to cover a transaction, SUN Credit Union will pay the difference on your behalf for a per-transaction fee. Courtesy Pay is available to qualified accounts in good standing, 90 days after account opening.
Features Include:
Note: If you do not have sufficient funds in your account and decline Courtesy Pay, the payment will be refused, and fees will apply.
Yes! SUN Credit Union offers business accounts to eligible members.
If you’re not already a SUN Credit Union member, the first step is determining your eligibility and establishing your individual membership with a Primary Savings account. Businesses affiliated with participating Chambers of Commerce may also provide a path to membership, including the Hollywood, Dania Beach, Davie-Cooper City and Miami Shores Chambers.
Visit one of our locations and our team will be happy to help you get started.
Yes. Business Checking and Escrow Checking have a $10 monthly service fee. The Business Checking monthly fee is waived for qualifying non-profit organizations that provide proof of non-profit status.
Yes! If you’re already a SUN Credit Union member, contact us or visit one of our branches. We can provide a list of the documents required for your specific business type so you can arrive prepared to begin the account-opening process.
An EIN is generally required to open a business account. However, certain businesses without an EIN may be eligible to establish the business relationship under the owner’s Social Security number.
Because requirements vary by business structure, we recommend contacting SUN Credit Union before visiting a branch so we can confirm what you’ll need.
For information about registering a Florida business, visit Sunbiz or contact the Florida Department of State at 850-245-6000.
Required documents depend on your business structure. You may need your EIN/Tax ID documentation, formation documents, fictitious name registration, Certificate of Status, identification for authorized signers and beneficial owners, and other applicable documentation.
Contact us before visiting a branch and we’ll provide the requirements for your specific business type.
Yes. A debit card can be requested for an eligible business account at no additional cost.
Yes. Business checks are available to order. Pricing varies depending on the style and quantity selected.
Our team can help determine your eligibility, identify the documentation you’ll need and guide you through opening your account.
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