Business Accounts

SUN Credit Union’s Business Accounts are designed to support your company’s financial success. Whether you’re managing daily operations or planning for growth, we offer flexible and reliable solutions tailored to your business needs.

Business Savings
(Share Account)

Your business relationship with SUN Credit Union begins with a Business Savings account. This account represents your company’s share in the credit union and provides a foundation for all your financial activities.

Features Include:

  • Low Initial Deposit: Open your account with just $10.00 ($5.00 minimum balance required, plus $5.00 membership fee).
  • Dividends: Earn dividends on balances over $100.00, helping your business savings grow.
  • Inactivity Fee Avoidance: Use the account at least once a year or maintain a $1,000.00 balance to avoid a $10.00 monthly inactivity fee.

Business Checking

Manage your business finances with ease using our Business Checking account. Enjoy the flexibility and benefits of our personal checking account, tailored for businesses, for a small monthly service fee.

Features Include:

  • Easy-to-use account management tools
  • Access to online and mobile banking
  • Simplified transactions for daily operations

Escrow Checking

Specifically designed for Realtors, our Escrow Checking accounts cater to members whose business needs require interest-bearing and non-interest-bearing escrow accounts.

Features Include:

  • Secure handling of client funds
  • Flexible account options for various business needs
  • Trusted solutions for real estate professionals

Overdraft Protection

Protect your business from unexpected shortfalls with SUN Credit Union’s overdraft solutions. When life happens, we’ve got you covered.

Standard Overdraft Protection

Our standard overdraft protection links your checking account to your savings account. If your checking funds are not enough to cover your transaction, the funds are automatically transferred from your savings account for a nominal fee per transfer (Provided your savings account has the funds available).

Courtesy Pay

When your checking account funds are not enough to cover a transaction, SUN Credit Union will pay the difference on your behalf for a per-transaction fee. Courtesy Pay is available to qualified accounts in good standing, 90 days after account opening.

Features Include:

  • Coverage for transactions when funds are insufficient
  • No additional costs for having Courtesy Pay
  • Available for accounts in good standing

Note: If you do not have sufficient funds in your account and decline Courtesy Pay, the payment will be refused, and fees will apply.

Why Choose SUN Credit Union for Business Accounts?

  • Tailored Solutions: Accounts designed to meet your specific business needs.
  • Secure and Reliable: Trust SUN Credit Union to provide secure financial services for your business.
  • Local Expertise: Work with a credit union that understands the unique challenges of South Florida businesses.

 

Open your Business Account today and experience the SUN Credit Union difference.