A fresh start towards a solid financial future for members who don’t qualify for our standard checking account due to past financial difficulties.
Enjoy the basic features of our standard personal checking account for a small monthly service fee.
Our standard overdraft protection links your checking account to your savings account. If your checking funds are not enough to cover your transaction, the money is automatically transferred from your savings account, provided the funds are available, for a nominal fee per transfer. A maximum of six (6) transfers are allowed per month.
When you do not have sufficient funds to cover your transaction(s), SUN Credit Union will pay the difference on your behalf for a fee per transaction. There are no additional costs associated with Member Privilege - Overdraft Courtesy Pay. Member Privilege is activated on accounts in good standing, 90 days after account opening.
Note: If you do not have sufficient funds in your account and/or you decline Member Privilege, we will refuse the payment for your transaction. A per-transaction fee will be charged to your account, along with any additional fees assessed by the other party.
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Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration. Equal Housing Opportunity. Copyright 2024 SUN Credit Union. Cookies are used on this website to improve functionality and performance and to analyze traffic to the website.
1 Annual Percentage Rate (APR) = Annual Percentage Rate. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.
2 Annual Percentage Yield (APY) = Annual Percentage Yield. Rates may change at any time without prior notice after the account is opened. Fees may reduce earnings. APY determined at time of funding.
Membership qualifications and account opening required for all products and services. Minimum credit or risk score may be required to qualify for products and services.
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