Gold Standard Checking

Simplify your spending with reduced fees and added benefits.

Personal Checking (Share Draft Account)

Our gold standard in managing your personal finances.

Second Chance Checking

At Sun Credit Union we believe that everyone deserves a second chance.

A fresh start towards a solid financial future for members who don’t qualify for our standard checking account due to past financial difficulties.

Enjoy the basic features of our standard personal checking account for a small monthly service fee.

Personal Checking (Share Draft Account)

We’ve Got You Covered

Unanticipated events or unforeseen problems can occasionally leave you with too little cash in your checking account to cover your expenses. When life happens, we’ve got you covered.

Standard Overdraft Protection

Our standard overdraft protection links your checking account to your savings account. If your checking funds are not enough to cover your transaction, the money is automatically transferred from your savings account, provided the funds are available, for a nominal fee per transfer. A maximum of six (6) transfers are allowed per month.

Member Privilege Overdraft Courtesy Pay

When you do not have sufficient funds to cover your transaction(s), SUN Credit Union will pay the difference on your behalf for a fee per transaction. There are no additional costs associated with Member Privilege - Overdraft Courtesy Pay. Member Privilege is activated on accounts in good standing, 90 days after account opening.

Note: If you do not have sufficient funds in your account and/or you decline Member Privilege, we will refuse the payment for your transaction. A per-transaction fee will be charged to your account, along with any additional fees assessed by the other party.