Lock In 4.00% APY for 3 Months*

A Short-Term Way to Make Your Savings Work Harder

A Short-Term Way to Make Your Savings Work Harder

Whether you’re setting aside emergency savings, waiting on your next investment, or simply looking for a better return, our limited-time 3-Month Certificate of Deposit lets you earn 4.00% APY* with the security you expect from SUN Credit Union.

Offer Ends September 30, 2026

New Money Required. This promotional rate is available on new money not currently on deposit with SUN Credit Union.

Want even more earning potential?

Earn up to 5.00% APY* with our Sail High-Yield Checking Account when monthly qualifications are met. Learn More About Sail Checking →

Why Choose Our 3-Month CD?

Grow your savings with confidence.

4.00% APY* for a full 3 months

✔ Safe, federally insured savings

✔ Predictable earnings with a fixed rate

✔ Great for short-term savings goals

✔ Limited-time promotional offer

Who Is This CD Perfect For?

Whether you’re:

  • Waiting to purchase a home or vehicle
  • Building your emergency fund
  • Parking cash while rates are high
  • Looking for a secure alternative to a traditional savings account

A 3-month CD gives your money an opportunity to earn more without a long commitment.

How It Works

Opening your CD is easy:

Ready to Earn More?

Don’t miss this limited-time opportunity to earn 4.00% APY* on your savings.

Offer ends September 30, 2026.

Frequently Asked Questions

The promotional 4.00% APY* is available on this 3-month certificate through September 30, 2026.

Yes. Deposits are federally insured by the NCUA up to applicable limits.

Early withdrawal penalties may apply. Please ask us for complete details before opening your certificate.

Yes. Membership is required to open a Certificate of Deposit.

This CD locks your funds for three months at a fixed rate. Sail Checking offers the opportunity to earn up to 5.00% APY* on qualifying balances while keeping your money available for everyday spending, provided monthly qualifications are met.

Why Choose SUN Credit Union?

For nearly 80 years, SUN Credit Union has helped South Florida members reach their financial goals with competitive rates, personal service, and financial solutions designed to help your money go further.

We’re committed to helping you make every dollar work harder

*APY = Annual Percentage Yield. Dividend Rate: 3.928%. Promotional 4.00% APY is available on new money only deposited into a new 3-Month Certificate of Deposit. Offer valid through September 30, 2026. Minimum opening deposit of $2,000 required for a regular CD and $90,000 for a jumbo CD. APY is accurate as of August 3, 2026, and is subject to change without notice after the promotional period. Early withdrawal penalties may apply and may reduce earnings. Fees may reduce earnings. Membership eligibility required. At maturity, the certificate will renew according to the Credit Union’s current certificate renewal policy unless otherwise instructed during the grace period. See rates page for full details and disclosures.

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